:root {
  --bg: #0c0f14;
  --bg-elevated: #151921;
  --bg-card: #1a1f2b;
  --fg: #e8e6e1;
  --fg-muted: #8a8d95;
  --accent: #c9a84c;
  --accent-soft: rgba(201, 168, 76, 0.12);
  --accent-glow: rgba(201, 168, 76, 0.25);
  --border: rgba(255,255,255,0.06);
  --radius: 12px;
  --font-display: 'Space Grotesk', sans-serif;
  --font-body: 'DM Sans', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  background: var(--bg);
  color: var(--fg);
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

/* ─── HERO ─── */
.hero {
  min-height: 92vh;
  display: flex;
  align-items: center;
  padding: 120px 40px 80px;
  background:
    radial-gradient(ellipse 70% 50% at 20% 80%, rgba(201,168,76,0.08) 0%, transparent 60%),
    radial-gradient(ellipse 50% 40% at 80% 20%, rgba(201,168,76,0.05) 0%, transparent 50%),
    var(--bg);
}

.hero-inner {
  max-width: 900px;
  margin: 0 auto;
}

.hero-badge {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  background: var(--accent-soft);
  border: 1px solid rgba(201,168,76,0.2);
  padding: 8px 18px;
  border-radius: 100px;
  margin-bottom: 32px;
}

.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(3rem, 7vw, 5.5rem);
  font-weight: 700;
  line-height: 1.05;
  letter-spacing: -0.03em;
  margin-bottom: 28px;
  background: linear-gradient(135deg, var(--fg) 40%, var(--accent) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  font-size: 1.2rem;
  color: var(--fg-muted);
  max-width: 600px;
  margin-bottom: 56px;
  line-height: 1.7;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.stat-num {
  font-family: var(--font-display);
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--accent);
}

.stat-label {
  font-size: 0.82rem;
  color: var(--fg-muted);
  max-width: 180px;
}

.stat-divider {
  width: 1px;
  height: 48px;
  background: var(--border);
}

/* ─── PROOF ─── */
.proof {
  padding: 100px 40px;
  background: var(--bg-elevated);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.proof-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 64px;
  align-items: center;
}

.proof-text h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.4rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: 20px;
  line-height: 1.15;
}

.proof-text p {
  color: var(--fg-muted);
  margin-bottom: 16px;
}

.proof-text strong {
  color: var(--fg);
}

.proof-numbers {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.proof-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: border-color 0.3s;
}

.proof-card:hover {
  border-color: rgba(201,168,76,0.3);
}

.proof-big {
  display: block;
  font-family: var(--font-display);
  font-size: 2.8rem;
  font-weight: 700;
  color: var(--accent);
  margin-bottom: 8px;
}

.proof-desc {
  font-size: 0.9rem;
  color: var(--fg-muted);
}

/* ─── SERVICES ─── */
.services {
  padding: 100px 40px;
}

.services-inner {
  max-width: 1080px;
  margin: 0 auto;
}

.services-header {
  margin-bottom: 64px;
}

.services-header h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.15;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-item {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 36px 28px;
  transition: border-color 0.3s, transform 0.3s;
}

.service-item:hover {
  border-color: rgba(201,168,76,0.25);
  transform: translateY(-2px);
}

.service-icon {
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 20px;
  opacity: 0.7;
}

.service-item h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  margin-bottom: 12px;
  letter-spacing: -0.01em;
}

.service-item p {
  font-size: 0.92rem;
  color: var(--fg-muted);
  line-height: 1.6;
}

/* ─── HOW ─── */
.how {
  padding: 100px 40px;
  background: var(--bg-elevated);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.how-inner {
  max-width: 700px;
  margin: 0 auto;
}

.how h2 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3.5vw, 2.4rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: 56px;
  line-height: 1.15;
}

.how-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}

.how-step {
  display: flex;
  gap: 28px;
  padding-bottom: 48px;
  position: relative;
}

.how-step:last-child {
  padding-bottom: 0;
}

.step-marker {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: var(--accent);
  border: 3px solid var(--bg-elevated);
  box-shadow: 0 0 0 2px var(--accent);
  flex-shrink: 0;
  margin-top: 6px;
  position: relative;
  z-index: 1;
}

.how-step:not(:last-child) .step-marker::after {
  content: '';
  position: absolute;
  top: 14px;
  left: 50%;
  transform: translateX(-50%);
  width: 2px;
  height: calc(100% + 34px);
  background: linear-gradient(to bottom, var(--accent), transparent);
}

.step-content h3 {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 600;
  margin-bottom: 8px;
}

.step-content p {
  color: var(--fg-muted);
  font-size: 0.95rem;
}

/* ─── CLOSING ─── */
.closing {
  padding: 120px 40px;
  text-align: center;
  background:
    radial-gradient(ellipse 60% 40% at 50% 50%, rgba(201,168,76,0.06) 0%, transparent 60%),
    var(--bg);
}

.closing-inner {
  max-width: 680px;
  margin: 0 auto;
}

.closing h2 {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
  line-height: 1.15;
}

.closing p {
  color: var(--fg-muted);
  margin-bottom: 20px;
  font-size: 1.05rem;
}

.closing-accent {
  color: var(--accent) !important;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.1rem !important;
  margin-top: 12px;
}

/* ─── FOOTER ─── */
.site-footer {
  padding: 48px 40px;
  border-top: 1px solid var(--border);
  text-align: center;
}

.footer-inner {
  max-width: 1080px;
  margin: 0 auto;
}

.footer-brand {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: 8px;
}

.footer-detail {
  font-size: 0.85rem;
  color: var(--fg-muted);
  margin-bottom: 4px;
}

.footer-email {
  font-size: 0.85rem;
  color: var(--accent);
}

/* ─── RESPONSIVE ─── */
@media (max-width: 768px) {
  .hero {
    padding: 80px 24px 60px;
    min-height: auto;
  }

  .hero-stats {
    flex-direction: column;
    align-items: flex-start;
    gap: 24px;
  }

  .stat-divider {
    display: none;
  }

  .proof-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .services-grid {
    grid-template-columns: 1fr;
  }

  .proof, .services, .how, .closing {
    padding: 64px 24px;
  }

  .site-footer {
    padding: 36px 24px;
  }
}

@media (max-width: 480px) {
  .hero h1 {
    font-size: 2.4rem;
  }

  .proof-big {
    font-size: 2.2rem;
  }
}

/* ─── LANDING CTA BUTTONS ─── */
.hero-cta-row {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 48px;
}

.btn-primary {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 600;
  color: #0c0f14;
  background: var(--accent);
  border: none;
  border-radius: 8px;
  padding: 14px 28px;
  cursor: pointer;
  text-decoration: none;
  transition: opacity 0.2s, transform 0.2s;
}

.btn-primary:hover {
  opacity: 0.9;
  transform: translateY(-1px);
}

.btn-hero {
  padding: 16px 36px;
  font-size: 1rem;
}

.btn-secondary {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--accent);
  background: var(--accent-soft);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 8px;
  padding: 14px 28px;
  cursor: pointer;
  text-decoration: none;
  transition: border-color 0.2s, background 0.2s;
}

.btn-secondary:hover {
  border-color: rgba(201,168,76,0.5);
  background: rgba(201,168,76,0.18);
}

.btn-full {
  width: 100%;
  text-align: center;
}

.closing-cta {
  margin-top: 40px;
}

/* ─── PORTAL NAV ─── */
.portal-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(12,15,20,0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  padding: 0 40px;
}

.portal-nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.portal-brand {
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--fg);
  text-decoration: none;
  letter-spacing: -0.01em;
}

.portal-nav-links {
  display: flex;
  gap: 8px;
}

.portal-nav-link {
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--fg-muted);
  text-decoration: none;
  padding: 8px 14px;
  border-radius: 8px;
  transition: color 0.2s, background 0.2s;
}

.portal-nav-link:hover {
  color: var(--fg);
  background: rgba(255,255,255,0.05);
}

.portal-nav-link.active {
  color: var(--accent);
  background: var(--accent-soft);
}

/* ─── PORTAL LAYOUT ─── */
.portal-main {
  min-height: calc(100vh - 64px);
  padding: 48px 40px 80px;
}

.portal-container {
  max-width: 1100px;
  margin: 0 auto;
}

.portal-container-narrow {
  max-width: 880px;
}

.portal-page-header {
  margin-bottom: 40px;
}

.portal-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 700;
  letter-spacing: -0.03em;
  line-height: 1.1;
  margin-bottom: 12px;
  background: linear-gradient(135deg, var(--fg) 40%, var(--accent) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.portal-subtitle {
  font-size: 1.05rem;
  color: var(--fg-muted);
  max-width: 580px;
  line-height: 1.65;
}

/* ─── PORTAL CARD ─── */
.portal-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  margin-bottom: 24px;
}

/* ─── ALERTS ─── */
.portal-alert {
  padding: 14px 20px;
  border-radius: 8px;
  font-size: 0.92rem;
  margin-bottom: 24px;
  font-weight: 500;
}

.portal-alert-error {
  background: rgba(239, 68, 68, 0.1);
  border: 1px solid rgba(239, 68, 68, 0.25);
  color: #fca5a5;
}

.portal-alert-success {
  background: rgba(34, 197, 94, 0.1);
  border: 1px solid rgba(34, 197, 94, 0.25);
  color: #86efac;
}

/* ─── FORM STYLES ─── */
.portal-form {
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-label {
  font-family: var(--font-display);
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--fg);
  display: flex;
  align-items: center;
  gap: 8px;
}

.required {
  color: var(--accent);
}

.optional {
  color: var(--fg-muted);
  font-weight: 400;
  font-size: 0.82rem;
}

.form-hint {
  color: var(--fg-muted);
  font-weight: 400;
  font-size: 0.82rem;
  margin-left: 4px;
}

.form-input {
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 12px 16px;
  color: var(--fg);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border-color 0.2s;
  outline: none;
  width: 100%;
}

.form-input:focus {
  border-color: rgba(201,168,76,0.5);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.08);
}

.form-input::placeholder {
  color: var(--fg-muted);
  opacity: 0.6;
}

.form-select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%238a8d95' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}

.form-footer {
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: flex-start;
}

.form-note {
  font-size: 0.82rem;
  color: var(--fg-muted);
}

/* ─── TEASER CARD ─── */
.portal-teaser-card {
  background: var(--bg-elevated);
}

.teaser-grid {
  display: flex;
  align-items: center;
  gap: 32px;
  flex-wrap: wrap;
}

.teaser-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.teaser-num {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--accent);
}

.teaser-label {
  font-size: 0.82rem;
  color: var(--fg-muted);
}

.teaser-divider {
  width: 1px;
  height: 40px;
  background: var(--border);
}

.teaser-cta {
  margin-left: auto;
}

/* ─── DASHBOARD STATS ─── */
.dashboard-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 24px;
}

.dash-stat-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px 24px;
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.dash-stat-num {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--accent);
}

.dash-stat-label {
  font-size: 0.82rem;
  color: var(--fg-muted);
}

.dashboard-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 8px;
}

/* ─── TABLE ─── */
.portal-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}

.portal-table th {
  font-family: var(--font-display);
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--fg-muted);
  text-align: left;
  padding: 0 12px 16px 0;
  border-bottom: 1px solid var(--border);
}

.portal-table td {
  padding: 14px 12px 14px 0;
  border-bottom: 1px solid var(--border);
  vertical-align: middle;
  color: var(--fg);
}

.portal-table tr:last-child td {
  border-bottom: none;
}

.prop-address {
  font-weight: 500;
}

.table-link {
  color: var(--accent);
  text-decoration: none;
  font-size: 0.85rem;
}

.table-link:hover {
  text-decoration: underline;
}

.table-muted {
  color: var(--fg-muted);
}

/* ─── STATUS BADGES ─── */
.status-badge {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 0.75rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 100px;
  letter-spacing: 0.04em;
}

.status-pending {
  background: rgba(251,191,36,0.12);
  color: #fcd34d;
  border: 1px solid rgba(251,191,36,0.2);
}

.status-reviewing {
  background: rgba(99,102,241,0.12);
  color: #a5b4fc;
  border: 1px solid rgba(99,102,241,0.2);
}

.status-approved {
  background: rgba(34,197,94,0.1);
  color: #86efac;
  border: 1px solid rgba(34,197,94,0.2);
}

.status-rejected {
  background: rgba(239,68,68,0.1);
  color: #fca5a5;
  border: 1px solid rgba(239,68,68,0.2);
}

.status-scheduled {
  background: rgba(99,102,241,0.12);
  color: #a5b4fc;
  border: 1px solid rgba(99,102,241,0.2);
}

.status-completed {
  background: rgba(34,197,94,0.1);
  color: #86efac;
  border: 1px solid rgba(34,197,94,0.2);
}

/* ─── EMPTY STATE ─── */
.portal-empty {
  text-align: center;
  padding: 80px 40px;
}

.portal-empty-icon {
  font-size: 3rem;
  margin-bottom: 20px;
}

.portal-empty-title {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 600;
  margin-bottom: 12px;
}

.portal-empty-text {
  color: var(--fg-muted);
  margin-bottom: 28px;
}

/* ─── CALENDAR ─── */
.calendar-container {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 24px;
  overflow-x: auto;
}

.cal-month-label {
  font-family: var(--font-display);
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 16px 0 8px;
}

.cal-header {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
  margin-bottom: 8px;
}

.cal-day-name {
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 600;
  color: var(--fg-muted);
  text-align: center;
  padding: 4px 0;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.cal-week {
  display: grid;
  grid-template-columns: repeat(7, 1fr);
  gap: 4px;
  margin-bottom: 4px;
}

.cal-cell {
  min-height: 72px;
  background: var(--bg-elevated);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 8px;
  position: relative;
  transition: border-color 0.2s;
}

.cal-cell-empty {
  background: transparent;
  border-color: transparent;
}

.cal-cell-today {
  border-color: rgba(201,168,76,0.4);
  background: rgba(201,168,76,0.05);
}

.cal-cell-has-event {
  border-color: rgba(99,102,241,0.3);
}

.cal-day-num {
  display: block;
  font-family: var(--font-display);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--fg-muted);
  margin-bottom: 4px;
}

.cal-cell-today .cal-day-num {
  color: var(--accent);
}

.cal-event {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-top: 2px;
  overflow: hidden;
}

.cal-event-dot {
  flex-shrink: 0;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #a5b4fc;
}

.cal-event-label {
  font-size: 0.7rem;
  color: #a5b4fc;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.schedule-list-card {
  margin-top: 0;
}

.schedule-list-title {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 20px;
  color: var(--fg);
}

.schedule-date {
  white-space: nowrap;
  font-weight: 500;
}

/* ─── CALCULATOR ─── */
.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 24px;
  align-items: start;
}

.calc-form-card {
  position: sticky;
  top: 88px;
}

.calc-section-title {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 20px;
  color: var(--fg);
}

.calc-market-note {
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
  font-size: 0.8rem;
  color: var(--fg-muted);
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.calc-note-label {
  font-family: var(--font-display);
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--accent);
  opacity: 0.7;
}

.calc-results {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.calc-result-hero {
  text-align: center;
  padding: 40px 32px;
  background: linear-gradient(135deg, var(--bg-card) 0%, rgba(201,168,76,0.05) 100%);
  border-color: rgba(201,168,76,0.2);
}

.calc-result-label {
  font-family: var(--font-display);
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--fg-muted);
  margin-bottom: 12px;
}

.calc-result-big {
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--accent);
  letter-spacing: -0.03em;
  line-height: 1;
  margin-bottom: 8px;
}

.calc-result-sub {
  font-size: 0.85rem;
  color: var(--fg-muted);
}

.calc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid var(--border);
  font-size: 0.92rem;
}

.calc-row:first-of-type {
  padding-top: 0;
}

.calc-row-label {
  color: var(--fg-muted);
}

.calc-row-val {
  font-family: var(--font-display);
  font-weight: 600;
  color: var(--fg);
}

.calc-row-val-muted {
  color: var(--fg-muted);
}

.calc-row-val-accent {
  color: var(--accent);
  font-size: 1.1rem;
}

.calc-row-net {
  border-bottom: none;
}

.calc-divider {
  height: 1px;
  background: rgba(201,168,76,0.15);
  margin: 4px 0;
}

.calc-annual {
  padding: 24px 32px;
}

.calc-annual-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.calc-annual-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.calc-annual-num {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--fg);
}

.calc-annual-num-accent {
  color: var(--accent);
}

.calc-annual-label {
  font-size: 0.82rem;
  color: var(--fg-muted);
}

.calc-tip {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: var(--accent-soft);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 8px;
  padding: 16px 20px;
  font-size: 0.88rem;
  color: var(--fg-muted);
}

.calc-tip-icon {
  font-size: 1rem;
  flex-shrink: 0;
}

.calc-placeholder {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 60px 32px;
  text-align: center;
}

.calc-placeholder-inner p {
  color: var(--fg-muted);
  line-height: 1.65;
  margin-bottom: 32px;
}

.calc-placeholder-icon {
  font-size: 2.5rem;
  margin-bottom: 20px;
}

.calc-example-stats {
  display: flex;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}

.calc-ex-stat {
  display: flex;
  flex-direction: column;
  gap: 4px;
  align-items: center;
}

.calc-ex-num {
  font-family: var(--font-display);
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--accent);
}

.calc-ex-label {
  font-size: 0.78rem;
  color: var(--fg-muted);
}

.calc-disclaimer {
  font-size: 0.78rem;
  color: var(--fg-muted);
  opacity: 0.7;
  text-align: center;
  margin-top: 8px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.5;
}

.portal-footer {
  margin-top: 40px;
}

/* ─── PORTAL RESPONSIVE ─── */
@media (max-width: 768px) {
  .portal-nav {
    padding: 0 20px;
  }

  .portal-nav-links {
    gap: 4px;
  }

  .portal-nav-link {
    font-size: 0.8rem;
    padding: 6px 10px;
  }

  .portal-main {
    padding: 32px 20px 60px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .dashboard-stats {
    grid-template-columns: repeat(2, 1fr);
  }

  .calc-grid {
    grid-template-columns: 1fr;
  }

  .calc-form-card {
    position: static;
  }

  .teaser-grid {
    gap: 16px;
  }

  .teaser-cta {
    margin-left: 0;
    width: 100%;
  }
}